Ghulam Murtaza, Muhammad Akbar Ali Ansari, Waseef ul Hassan and Muhammad Akhtar 2023. Factors Affecting the Credit Risk Management in the Banking Sector of Pakistan: Moderating Effect of Financial Technology. International Journal of Business and Economic Affairs. 8, 3 (May 2023), 88-102. DOI:https://doi.org/10.24088/IJBEA-2023-83007.