PAMELA A. TONGO, DEOGRACIA B. CORPUZ, and LEONORA L. CAMINADE. “Factors Affecting the Collection Efficiency of Ma-a Parish Multi-Purpose Cooperative: Basis for Policy Formulation”. International Journal of Business and Economic Affairs, Vol. 2, no. 4, Aug. 2017, https://ijbea.com/ojs/index.php/ijbea/article/view/83.